Tom has more than thirty years of experience in many markets, managing banks, portfolios, risk and product development. He has established new markets in emerging countries, served as a consultant for countries in developing markets, advised financial institutions, developed and defeased financing for public housing, built new capital markets in Asia, served on the Asset and Liability Committee for banks, managed risk desks and portfolios. Blending the experience of Treasury management in banking, risk management and economic theory with a focus on finance to improve capital markets, Tom has made a direct and positive impact on both emerging and developed economies.

Tom is now sharing his years of experience in the capital markets with individuals and organizations outside the financial services industry in order to help them develop the skills necessary to further their own financial education and economic success.