Financial Literacy2022-02-02T19:45:20+00:00


Financial literacy is for everyone no matter your skills or age. If you are working with limited or substantial financial worth this topic is for you. This includes planning cash flow, budgeting, investing, portfolio skills and borrowing, focusing on any or all of these topics can improve your future.

Recent Posts


How A Strong FICO Strategy Can Help Open Doors to Financial Stability One of the important steps in managing your personal financial matters is understanding and managing your FICO scores. Here are a few components that can assist you. MyFICO is a helpful resource, and this article makes use of some of the material. What Is A FICO Score And Why It Matters.  A FICO Score is a three-digit number based on the information in your credit reports. It helps lenders determine how likely you are to repay a loan. This, in turn, affects how much you can borrow, how many months you must repay, and how much [...]

August 11th, 2021|Financial Literacy|

The Three Pillars Of Sound Financial Planning

When managing personal finances, it’s important to not lose sight of the basics.   Without a sound foundation and an organized approach, it can be easy to get distracted by so-called “get-rich” schemes or let spending get out of control.    Everyone – no matter how experienced or not – no matter how wealthy or not --  will benefit from this step-by-step approach, building sophistication one step at a time.  HENRYs,(High Earners Not Rich Yet), retirees, college graduates, young parents and single parent households are just some of the key groups who will benefit. In this article we will talk about three key ingredients to keep you on track.   The three basic [...]

June 2nd, 2021|Financial Literacy|

Know the money market and you will have a good lead on finance

It all starts with keeping an eye on the money markets. This has been true ever since I spent time on a money markets trading floor as a rookie right through my more sophisticated days managing a fund and working on the investment committee for an endowment. Strains in the financial system show up in the most liquid  markets. The U.S. Money markets are deep, and represent funding sources and uses from overnight money to up to a year in maturity. Treasury bills, Bank CDs Fed Funds and Sway Futures all normally portray expectations of future short term interest rates. When something cracks, things lose their normal [...]

June 2nd, 2021|Financial Literacy|

What Every Market Participant Should Know

Financial literacy is not complete with a business school degree or the apprenticeship on the trading floor. Even leading market participants need to stay current with new developments in markets and financings. At its most basic, financial literacy is the talent for using knowledge to manage and grow your financial resources. This understanding goes beyond economic and business knowledge. A key to strong financial literacy is daily reading of the major media and opinion to understand the political currents and global (and local) forces at play. This website will offer different themes for developing aspects of financial literacy in deeper ways -- including primers on interest rates [...]

March 28th, 2018|Financial Literacy|